:root{
  --slate:#101820;
  --slate2:#1a2430;
  --red:#cf4135;
  --red2:#f05b4f;
  --gold:#f0b35d;
  --sand:#f6f3ef;
  --ink:#12202f;
  --muted:#66707b;
  --line:#dde2e7;
  --white:#ffffff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;background:#fff;color:var(--ink)}
.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{height:80px;display:flex;align-items:center;justify-content:space-between;gap:26px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.brand-badge{width:40px;height:40px;border-radius:12px;background:linear-gradient(135deg,var(--red),var(--gold));display:grid;place-items:center;color:#fff;font-family:"Space Grotesk";font-weight:700;font-size:22px}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-text strong{font-size:17px;font-family:"Space Grotesk";letter-spacing:-.03em}
.brand-text small{font-size:10px;text-transform:uppercase;letter-spacing:.15em;color:#7b8590;margin-top:4px}
.nav nav{display:flex;gap:28px}
.nav nav a,.phone-top{font-size:13px;font-weight:700;text-decoration:none;color:var(--ink)}
.phone-top{color:var(--red)}
.hero{position:relative;background:linear-gradient(115deg,rgba(16,24,32,.95),rgba(16,24,32,.82)),url('https://images.unsplash.com/photo-1632759145351-1d5925ef2256?auto=format&fit=crop&w=1600&q=85') center/cover;padding:78px 0 76px;color:#fff}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(16,24,32,.92) 0%, rgba(16,24,32,.75) 48%, rgba(16,24,32,.58) 100%)}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center}
.eyebrow{font-size:11px;letter-spacing:.18em;font-weight:800;color:#ffcf8b;display:block;margin-bottom:16px}
.eyebrow.red{color:var(--red)}
.hero h1,.section-head h2,.claims h2,.why h2,.coverage h2,.quote-section h2{font-family:"Space Grotesk";letter-spacing:-.05em}
.hero h1{font-size:66px;line-height:.98;margin:0 0 24px;max-width:700px}
.hero p{font-size:18px;line-height:1.75;color:#d0d7dd;max-width:640px}
.hero-actions{display:flex;gap:14px;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:12px;font-weight:800;text-decoration:none;border:0;cursor:pointer}
.btn-primary{background:var(--red);color:#fff}
.btn-accent{background:var(--gold);color:var(--slate)}
.btn-outline{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.25)}
.full{width:100%}
.hero-trust{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}
.hero-trust span{padding:9px 12px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.04);border-radius:999px;font-size:11px;color:#e0e5e9}
.hero-form-card{background:#fff;color:var(--ink);border-radius:22px;padding:28px;box-shadow:0 20px 60px rgba(0,0,0,.22)}
.hero-form-head small{color:var(--red);font-weight:800;font-size:10px;letter-spacing:.16em}
.hero-form-head h2{font-family:"Space Grotesk";font-size:30px;line-height:1.08;margin:10px 0 20px}
.mini-form input,.mini-form select,.quote-form input,.quote-form select,.quote-form textarea{width:100%;padding:13px 14px;margin-bottom:12px;border:1px solid #dbe1e6;border-radius:10px;font:inherit;background:#fff}
.mini-form small,.quote-form small{display:block;text-align:center;color:#76818b;margin-top:8px;font-size:11px}
.logo-strip{padding:24px 0;background:#fff;border-bottom:1px solid var(--line)}
.logo-strip .wrap{display:flex;gap:20px;flex-wrap:wrap;align-items:center;justify-content:center;color:#7d8791;font-size:12px}
.logo-strip b{color:#2d3946;letter-spacing:.03em}
.metrics{padding:34px 0;background:var(--sand)}
.metrics-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.metric{background:#fff;padding:22px;border-radius:18px;border:1px solid #eadfce}
.metric strong{display:block;font-family:"Space Grotesk";font-size:28px;color:var(--red)}
.metric span{display:block;margin-top:5px;color:var(--muted);font-size:13px;line-height:1.5}
.services{padding:94px 0;background:#fff}
.section-head{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:end;margin-bottom:38px}
.section-head h2,.claims h2,.why h2,.coverage h2,.quote-section h2{font-size:46px;line-height:1.07;margin:0}
.section-head p,.claims-copy p,.coverage p,.quote-copy p{color:var(--muted);line-height:1.75}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.service-card{padding:28px;border-radius:20px;background:#f7f9fb;border:1px solid #e4e9ee;min-height:210px}
.service-card.feature{background:linear-gradient(135deg,var(--slate),#24384b);color:#fff;border:0}
.service-card.feature p{color:#d6dde3}
.num{display:inline-flex;width:32px;height:32px;border-radius:50%;align-items:center;justify-content:center;background:#fff;color:var(--red);font-weight:800;font-size:12px}
.service-card:not(.feature) .num{background:#ffe8e6}
.service-card h3{margin:16px 0 10px;font-size:21px}
.service-card p{margin:0;color:var(--muted);line-height:1.7;font-size:14px}
.claims{padding:96px 0;background:var(--slate);color:#fff}
.claims-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:70px;align-items:start}
.claims-copy p{color:#bbc7d0}
.steps{display:grid;gap:16px}
.step{display:grid;grid-template-columns:60px 1fr;gap:18px;padding:22px;border-radius:18px;background:#182633}
.step span{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--red);font-weight:800}
.step h3{margin:0 0 7px;font-size:22px}
.step p{margin:0;color:#b8c3cc;line-height:1.65}
.why{padding:96px 0;background:#fff}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.why-image{height:580px;border-radius:24px;background:url('https://images.unsplash.com/photo-1635436338433-8976e88f7da4?auto=format&fit=crop&w=1400&q=85') center/cover}
.why-item{padding:18px 0;border-top:1px solid var(--line)}
.why-item:last-child{border-bottom:1px solid var(--line)}
.why-item h3{margin:0 0 8px;font-size:19px}
.why-item p{margin:0;color:var(--muted);line-height:1.7}
.coverage{padding:92px 0;background:#faf6f1}
.coverage-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.tags{display:flex;gap:8px;flex-wrap:wrap;margin-top:22px}
.tags span{padding:9px 11px;border-radius:999px;border:1px solid #eadfce;background:#fff;font-size:11px}
.office-card{background:linear-gradient(135deg,var(--red),#e46658);color:#fff;padding:34px;border-radius:24px}
.office-card small{font-size:10px;letter-spacing:.15em}
.office-card h3{font-family:"Space Grotesk";font-size:31px;line-height:1.2;margin:12px 0 18px}
.office-card p{line-height:1.7;color:#fff;margin:0 0 10px}
.hours{opacity:.92}
.quote-section{padding:96px 0;background:#fff}
.quote-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:start}
.phone-bottom{display:inline-block;margin-top:22px;font-size:31px;font-family:"Space Grotesk";font-weight:700;color:var(--red);text-decoration:none}
.quote-form{background:#f7f9fb;border:1px solid #e5eaf0;padding:28px;border-radius:22px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.quote-form label{display:flex;flex-direction:column;gap:6px;font-size:12px;font-weight:700;color:#384656;margin-bottom:14px}
.quote-form textarea{resize:vertical}
footer{background:#0d1620;color:#fff;padding:44px 0 22px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}
.footer-grid>div{display:flex;flex-direction:column;gap:8px}
.footer-grid b{font-size:12px}
.footer-grid a,.footer-grid span{font-size:12px;color:#8ca1b4;text-decoration:none}
.footer-brand .brand-text strong{color:#fff}
.footer-brand .brand-text small{color:#7f93a3}
.copyright{border-top:1px solid #213140;margin-top:34px;padding-top:18px;color:#718597;font-size:11px}
@media(max-width:900px){
  .nav nav{display:none}
  .hero-grid,.section-head,.claims-grid,.why-grid,.coverage-grid,.quote-grid{grid-template-columns:1fr}
  .metrics-grid,.services-grid{grid-template-columns:1fr 1fr}
  .hero h1{font-size:48px}
}
@media(max-width:560px){
  .wrap{width:min(100% - 28px,1180px)}
  .phone-top{display:none}
  .hero{padding-top:48px}
  .hero h1{font-size:39px}
  .hero p{font-size:17px}
  .hero-actions{flex-direction:column;align-items:flex-start}
  .metrics-grid,.services-grid,.two-col,.footer-grid{grid-template-columns:1fr}
  .section-head h2,.claims h2,.why h2,.coverage h2,.quote-section h2{font-size:34px}
  .why-image{height:360px}
}